We guide you away from homes you should not buy because they need significant repairs or do not fit your goals.
We use our experience with real estate negotiations to get your offer accepted for the least amount of money possible.
Lenders, inspectors and contractors we trust, for every part of the home buying process.
The Process
We start with a few questions designed to understand what you need, what you want and what you can comfortably spend, so the search starts in the right place.
Our recommended lenders help you choose the right loan, get pre-approved and decide how much home and how big a down payment fit your budget. That preparation makes you a serious contender when the right home appears.
Now for the fun part. We build a wish list of must-haves and nice-to-haves, find the homes that check the must-have boxes within your budget, and start scheduling showings.
When you find a home you love, we help you write a fair, data-driven offer based on in-depth market analysis, then walk you through the purchase agreement. In a competitive market we have strategies to get your offer accepted even when it is not the highest.
Once your offer is accepted, an independent inspector reports on the condition of the home. We help you decide which issues matter most, get quotes from licensed contractors, and negotiate with the seller for concessions.
Lenders ask for a lot of paperwork. We work with your lender to make sure everything is complete as we move steadily toward a stress-free closing.
Shortly before closing we do a final walk-through to make sure the home is in the condition you agreed to buy it in. Then you sign, the keys are yours, and it is time to celebrate.
Everything in one place: how the process works, what it costs, and the questions to ask before you write an offer. Download our complimentary guide and read it at your own pace.
A quick estimate to start the conversation. Your lender will give you exact numbers.
Estimate only. Rates, taxes and insurance vary; talk to a lender for a real quote.
FAQ
Pre-qualification is a quick estimate based on what you tell a lender. Pre-approval means the lender has checked your income, assets and credit. Sellers take a pre-approved buyer far more seriously, so we recommend getting pre-approved before you start touring.
It depends on the loan. Many buyers put down less than 20%. Our lender partners can show you the options that fit your situation.
Before we tour homes together, we sign a written agreement that spells out our services and how we are paid. We walk through it line by line at our first meeting so there are no surprises.
Yes. Price matters, but terms, timing and how the offer is presented matter too. We have strategies that get offers accepted even when they are not the highest.
Absolutely. Russell owns rental properties himself. See our investor page for the models and process we share with clients.